Can I Use Dental.insurance in Addition to a Discount Plan
What is DentalPlans?
Since 1999, DentalPlans.com has been a leading online marketplace for dental discount plans (affordable alternatives to dental insurance). The company's mission is to ensure underinsured/uninsured individuals and families have admission to the dental care they need to live happier, healthier lives.
Dental disbelieve plans, also called dental savings plans, piece of work like a club membership. You'll pay an annual fee and receive discounts on dental services throughout the membership grade.
After you sign upwardly, you'll have access to a network of dentists, orthodontists, dental specialists, and oral surgeons in your area who offer reduced rates on a diversity of procedures. What procedures are covered depends on the plan yous choose.
In improver, disbelieve dental plans do non require you to make full out fourth dimension-consuming paperwork or claims. At that place are likewise no pre-existing condition restrictions.
DentalPlans offers cost-constructive dental disbelieve plans from more than 30 of the almost trusted insurance companies in the U.S., including Aetna and Cigna. They are also accustomed past more 140,000 dentists and orthodontists across the country.
How Does DentalPlans Work?
Using your DentalPlans dental savings plan is a straightforward process. Yous'll have access to a nationwide network of dentists that offer x to 60 percent savings on preventive and restorative treatments.
Hither'due south how the procedure works:
- The outset step is to buy a dental plan. To find your program, you'll accept the pick to search by dentist, process, or savings directly on DentalPlan's website. If you search 'past dentist,' you can detect the plans that your dentist (or dentists virtually yous) take. Searching 'past procedure' allows you lot to find plans that provide big savings on specific dental procedures. Or, yous can search 'past savings' to compare the discounts you'll receive with select plans.
- Later on you select the plan, yous can start using it to save on treatments. The membership bill of fare can take up to 72 hours to activate.
- Y'all but have to pay for the treatments you demand. Simply bear witness your membership card to your dentist (after making sure they accept information technology) to save on treatments. Unlike insurance, you don't have to pay monthly, and there are no spending limits.
How to Compare Dental Savings Plans on DentalPlans.com
DentalPlans offers a plan for every need and budget. You tin can choose betwixt an individual, family, concern, or group plan. If yous aren't sure which one is right for yous, the :DP AtYourService® Team is available to assist yous in finding the perfect programme.
You can also switch plans at any time. For example, if you need an immediate root culvert or require emergency treatment for a cleaved tooth, DentalPlans will allow yous to switch to a plan that covers unexpected treatment.
If you find a cheaper toll online for the dental savings plan you choose, DentalPlans will friction match the price. The programme has to exist identical (network and benefits) and must be available at the time the price match is requested.
You can also compare plans on their website and search for accepted dentists in your area. First, enter your naught lawmaking in the search box. And then wait below the logo of each program provider and cheque the "compare" box. You can compare up to 4 different plans (screenshots beneath).
From there, you tin can come across what each program offers and choice the one that'south correct for you lot. If you demand additional assistance, contact the DentalPlans :DP AtYourService® Team.
What Types of Dental Services are Covered?
DentalPlans offers 30+ plans from trusted brands like Aetna and Cigna that can aid you salve on almost every dental procedure. However, not every programme is created equal.
For case, some plans cover preventive intendance similar teeth cleanings and x-rays, while others embrace more invasive treatments like fillings, dental crowns, and dentures. The price of the programme will vary depending on which treatments yous need.
You can besides cull a programme that provides reduced rates on corrective treatments like veneers and/or specialty treatments (due east.k., endodontics and orthodontics).
If yous want a plan that will help you relieve on specific dental treatments, you can filter them using the 'plan by procedures' search tool.
This tool allows yous to view plans that will save you the near on treatments in a specific category.
These categories include preventive intendance, restorative intendance, orthodontics, cosmetics, dentures/implants, and oral surgery (screenshot beneath). If your needs change, you lot can switch plans at any time.
DentalPlans vs. Dental Insurance: What'southward The Deviation?
Traditional dental insurance requires y'all to pay a monthly or annual premium to receive coverage on dental treatments. In return, the insurance provider will cover a portion of the yearly dental costs. Most insurance plans also take a deductible, co-pay, and annual caps (typically upwardly to $2,000).
Dental savings plans from DentalPlans are an affordable, easy-to-use, and hassle-free culling to insurance. These plans are available to anyone looking for dental intendance savings without the stress and expenses that come with insurance.
DentalPlans programs do not require paperwork, co-pays, or deductibles. The annual payments are less expensive than insurance, and you lot'll only pay for the treatments y'all need when you need them. There are too no limits on how much you can save through a dental disbelieve plan. There is also a thirty-mean solar day back guarantee if the patient is not satisfied (compared to dental insurance plans that typically have a one-year policy).
Features of Dental Savings Plans
- No annual limits – savings plan members can enjoy discounts on most dental care services all year long.
- Quick membership turnaround time – most plans will become active within three concern days, so you tin can first saving on treatments nearly instantly.
- Express paperwork – just nowadays your membership carte du jour at a participating dental role for discounts on most services. It is as well like shooting fish in a barrel to find dentists who accept your plan past using the tools available on DentalPlans.com.
- Plans to fit every need – you tin choose between an private, family, business organisation, or group plan. Some plans even include discounts on cosmetic dentistry services and orthodontics (similar braces). Insurance does not cover corrective treatments.
- Low member prices – many insurance plans require yous to pay the full price upfront (copayment) and look for a reimbursement from your provider. With a discount program, you'll pay your dentist straight for the treatments you need.
- Easy to switch plans – dentalplans brand it simple to switch membership plans based on what your needs are and what is all-time for your family, non what is dictated past an insurance company.
Features of Dental Insurance
- Corrective dentistry is non covered – most insurance plans do not provide coverage for cosmetic treatments because they aren't considered "medically necessary."
- Less flexibility – insurance plans accept deductibles and annual maximums, while disbelieve plans do non. It is also difficult to switch insurance plans if your needs change throughout the yr.
- More expensive – in many cases, dental insurance is more expensive than a disbelieve dental plan. You also accept to pay expensive monthly premiums for divers coverage.
- Inaccessible to many people – insurance is difficult to afford/access if it isn't provided by an employer.
- Longer waiting period – insurance requires a more time-consuming written claims process. At that place are also long waiting periods for major dental procedures.
How to Sign Upwards for DentalPlans
At that place are ii ways to sign upwardly for DentalPlans. Yous tin either browse plans online or telephone call the : DP AtYourService® Squad to sign up over the phone.
If you are unsure what programme is right for you, calling an agent may be the ameliorate option. They can provide yous with in-depth details about each program and help you lot compare benefits.
Signing up online is more convenient. Information technology is the ideal pick if you have already compared plans and benefits. Keep in listen that yous tin switch plans at whatever time, so don't worry if your dental needs alter throughout the membership form.
DentalPlans: Common Questions & Answers
Where can I admission my membership card and data?
After yous sign up, you tin can impress the membership carte du jour by logging in to the Member's Expanse with the email address and password used during the membership process.
Once logged in, yous volition exist able to view and print your membership cards, welcome alphabetic character, and invoice.
How soon can I access my DentalPlans benefits?
Information technology can take upwards to 3 business days to receive your membership menu and benefits.
Can I use a dental savings program in combination with dental insurance?
Members cannot use their dental insurance in combination with a savings programme for the same dental procedure. However, you can employ your discount programme to reduce out-of-pocket expenses once you've reached the annual maximum of your insurance program.
Can I combine two dental savings plans for additional coverage?
You can purchase multiple disbelieve plans from DentalPlans. Withal, you cannot utilise these plans in the same role at the same time.
Does DentalPlans offer a payment plan?
DentalPlans does not currently offer a payment programme for annual membership fees. Monthly payment plans would require more processing, making the programs more than expensive.
Can I salvage on veneers and braces with a discount plan?
Yeah, discount dental plans tin can help y'all save on corrective dental treatments similar teeth whitening and veneers. If you want a programme that provides discounts on these services, make certain y'all filter 'by process' while comparison plans online.
Tin I receive discounts with an out-of-network provider?
No. Yous tin just receive discounts through in-network providers.
Does DentalPlans offer a refund?
DentalPlans offers a 30-day money-back guarantee. Phone call 1-888-632-5353 to speak with a squad representative if you want to cancel your program within the first xxx days of buy.
Source: https://www.newmouth.com/savings-plans/dentalplans/
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